About UPMC Health Plan Coverage in Clearfield
UPMC Health Plan operates 8 distinct networks in Clearfield, PA, with a combined in-network roster of 93 doctors across 28 medical specialties. Among the five largest insurers we track in Clearfield, UPMC Health Plan ranks #4 by provider count, the leader is Aetna with 128 in-network doctors. Use this page to confirm a specific provider is in-network, understand which UPMC Health Plan networks have the widest reach in Clearfield, and compare coverage against other major insurers before scheduling care.
UPMC Health Plan publishes its Clearfield directory at the network level rather than the consumer-plan level. The labels on each row below (for example COUNTY OF CAMBRIA - PPA4X-PPO PLAN) are network identifiers, not the plan names printed on your member ID card. Your specific plan typically maps to one of these networks, but the mapping isn’t exposed in the federal filing. Match the doctor’s name first, then call the office with your member ID to confirm your plan is accepted.
UPMC Health Plan is a Medicare Advantage carrier in Clearfield with 13 plans available to seniors, listed below with star ratings and premiums. UPMC Health Plan does not currently sell ACA marketplace plans in PA; commercial coverage shown above comes through employer groups.
Data is sourced from the federally-mandated CMS Transparency in Coverage filings that every insurer must publish monthly. Medicare Advantage plans come from the CMS MA Landscape File. Last refreshed May 29, 2026. Networks change between filings, so even when a doctor appears here we recommend calling their office with your member ID to confirm current network status before your visit.
UPMC Health Plan Networks in Clearfield
UPMC Health Plan contracts with doctors at the network level in Clearfield. Each network below is a contract; your specific plan (printed on your member ID) maps to one of them.
COUNTY OF CAMBRIA - PPA4X-PPO PLAN
93
EMERGENCY MEDICINE - EPA7S-Advantage Gold EPO
92
Total Advantage EPO - NEP3I
92
Gold HSA $3,000/$0 - NASH6
91
UPMC HealthyU HRA PPO - UPF52
82
UPMC HealthyU HIA HMO - IHF36
81
Gold HSA $3,000/$0 - NASEK
61
UPMC Business Advantage EPO - NEP1W
57
UPMC Health Plan Medicare Advantage Plans in Clearfield
13 UPMC Health Plan Medicare Advantage plans available to seniors in Clearfield. Each plan combines Medicare Parts A, B and usually D (prescription drugs) into one product, with star ratings and monthly premiums shown.
Star ratings (1-5) reflect overall plan quality measured by CMS. a 4-star plan generally indicates above-average member experience and care coordination. Premiums shown are the monthly cost on top of the standard Medicare Part B premium.
Source: CMS Medicare Advantage Landscape File. Star ratings reflect overall plan performance per CMS quality measures. Premiums shown are monthly Part C+D consolidated.
Top Specialties Accepting UPMC Health Plan
UPMC Health Plan’s Clearfield network spans 28 distinct medical specialties. The mix reflects where the insurer has negotiated the deepest physician contracts. primary-care specialties and behavioral health tend to dominate, with surgical and sub-specialty networks typically narrower.
Click any specialty below to see a filtered list of just those in-network providers in Clearfield, including ratings, locations, years of experience, and contact information. For specialties with fewer than 10 in-network providers, you’ll likely want to check nearby cities too. the section further down on this page has your geographic options.
Top Hospitals Serving UPMC Health Plan Patients in Clearfield
Hospitals with the most UPMC Health Plan-network physicians practicing there. Large affiliation counts indicate that UPMC Health Plan has a durable relationship with the facility, which typically means smoother prior-authorizations for admissions, lab work, and follow-up care coordinated under one roof.
Hospital coverage is a separate contract from physician coverage. your UPMC Health Plan plan may cover a doctor who admits at Hospital X but classify the hospital itself as out-of-network, leaving you with a surprise facility bill. Before scheduling anything inpatient or procedural, call both the doctor’s office and the hospital billing line with your member ID to confirm both sides are in-network for the specific plan you hold.
Penn Highlands Dubois
Dubois, PA
Penn Highlands Elk
Saint Marys, PA
Penn Highlands Huntingdon
Huntingdon, PA
Penn Highlands Brookville
Brookville, PA
Mount Nittany Medical Center
State College, PA
Penn Highlands Connellsville
Connellsville, PA
Coverage Compared in Clearfield
Side-by-side provider counts for the five largest commercial and government insurers tracked in Clearfield. These numbers show raw network breadth. they don’t adjust for quality, specialty mix, or your specific plan’s tier structure, but they’re a useful first filter when choosing a carrier at open enrollment.
If UPMC Health Plan’s provider count looks limited for your needs, the alternatives below may fit better. Click any row to open that insurer’s Clearfield provider list with the same filters, plan breakdown, and hospital affiliations that you’re seeing here.
Nearby Cities with UPMC Health Plan Coverage
Cities closest to Clearfield where UPMC Health Plan has an in-network provider base of meaningful size. Useful if you’re willing to drive a short distance for a hard-to-find specialist, have two offices to choose between, or are planning a move inside the region.
The mileage figures are straight-line distances computed from average practice-address coordinates, not drive-time. Counts reflect each nearby city’s UPMC Health Plan network size. a small count doesn’t mean no coverage, just that your in-Clearfield options are likely more plentiful.
Frequently Asked Questions
Common questions about UPMC Health Plan coverage in Clearfield
How do I find an UPMC Health Plan in-network doctor in Clearfield, PA?
UPMC Health Plan has 93 in-network providers across 28 medical specialties in Clearfield. This list is compiled from federally-mandated CMS Transparency in Coverage filings, last verified May 29, 2026. Filter by specialty, plan type, gender, telehealth or experience above to narrow your search, then click any provider for full credentials and contact details. Always confirm coverage with your specific plan before scheduling.
Does UPMC Health Plan offer Medicare Advantage in Clearfield?
Yes. UPMC Health Plan offers 13 Medicare Advantage plans in Clearfield for 2026, with plan types including HMO, PPO, HMO D-SNP. The average CMS star rating across these plans is 4.5 of 5. Medicare Advantage (Part C) bundles Parts A and B with usually Part D prescription drug coverage, often adding dental, vision, and wellness benefits. Enrollment is open during the annual election period each fall.
What's the highest-rated UPMC Health Plan Medicare Advantage plan in Clearfield?
UPMC for Life HMO Deductible Rx (HMO) (HMO) holds UPMC Health Plan's top CMS star rating in Clearfield at 4.5 of 5, with a $22 monthly premium. Star ratings reflect overall plan quality based on member experience, customer service, drug pricing, and clinical care measures. Plans rated 4 or higher generally indicate above-average performance.
Are there $0 premium UPMC Health Plan Medicare Advantage plans in Clearfield?
Yes. 3 of UPMC Health Plan's 13 Medicare Advantage plans in Clearfield carry a $0 monthly premium for 2026. Note that $0 premium plans still require you to pay the standard Medicare Part B premium each month, plus copays and deductibles when you use care. Compare each plan's MOOP (maximum out-of-pocket) limit to understand worst-case annual cost.
Which hospitals in Clearfield accept UPMC Health Plan?
Hospitals where UPMC Health Plan doctors most commonly practice in Clearfield include PENN HIGHLANDS DUBOIS, PENN HIGHLANDS ELK, PENN HIGHLANDS HUNTINGDON, PENN HIGHLANDS BROOKVILLE. This is inferred from physician affiliations rather than direct insurer-hospital contracts, so confirm hospital network status separately with both your UPMC Health Plan plan and the hospital's billing department before scheduling any inpatient or surgical procedure. Even when a doctor is in-network, the hospital where they admit may not be.
Which medical specialties have the most UPMC Health Plan providers in Clearfield?
UPMC Health Plan's Clearfield network is largest in Physician Assistant (20), Clinical Social Worker (10), Nurse Practitioner (6). Primary care, behavioral health, and physical therapy tend to dominate insurer networks because high patient volumes drive deeper provider contracts. Surgical sub-specialties typically have narrower networks. Click any specialty in the section above to see a filtered list of those in-network providers.
How does UPMC Health Plan compare to other insurers in Clearfield?
UPMC Health Plan ranks #4 of 6 major insurers tracked in Clearfield by provider count, with 93 doctors. Aetna leads at 128 providers. Larger network size means more provider choice but doesn't guarantee that your specific doctor is in-network with any insurer. The Coverage Compared section above shows side-by-side counts for the top five carriers in Clearfield.
Why don't I see specific UPMC Health Plan plan names like Bronze or Silver?
UPMC Health Plan files its Clearfield provider directory at the network level rather than by consumer plan name. The labels above (such as COUNTY OF CAMBRIA - PPA4X-PPO PLAN) are the network identifiers UPMC Health Plan uses internally. Your specific plan, whether commercial group, Medicare, or Medicaid, maps to one of these networks but the federal filing format doesn't expose which plan goes with which network. To verify your exact plan covers a specific doctor, call the provider with your member ID handy.
How do I verify a doctor is in-network with UPMC Health Plan?
Three steps: first match the doctor's name against this list, second call the provider's office with your member ID to confirm they currently accept your specific UPMC Health Plan plan, and third check UPMC Health Plan's own member portal for the most authoritative real-time status. Networks change between monthly federal filings; our data was last refreshed May 29, 2026.
What if my doctor isn't listed here?
This list reflects UPMC Health Plan's submitted network data as of the last federal filing on May 29, 2026. Doctors join and leave networks between filings, so a current in-network provider may be missing if they joined recently. Call the doctor's office to ask whether they currently accept UPMC Health Plan, then check UPMC Health Plan's own member portal for confirmation.
When was this UPMC Health Plan data last updated?
The UPMC Health Plan Clearfield provider list was last refreshed May 29, 2026. Doctor and network data come from the federally-mandated CMS Transparency in Coverage filings that every insurer must publish monthly. Medicare Advantage plans come from the CMS MA Landscape File. Refresh cadence: monthly for provider data, annually for marketplace and Medicare plans.
Related healthcare resources
Patient resources for Clearfield UPMC Health Plan members.
Common health topics
Common medications
Common procedure costs
Data freshness
Last verified May 29, 2026 · Source: CMS Transparency in Coverage federal filings · Refresh cadence: monthly