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Orthopedic Procedure

ACL Reconstruction at the Orthopedic Surgeon

What ACL reconstruction is, what it costs, how long recovery takes, and how to find the right knee surgeon near you.

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At a Glance

Procedure time1 to 2 hours
AnesthesiaGeneral or spinal
Hospital staySame day, outpatient
Recovery9 to 12 months
Typical self-pay$20,000 to $50,000
Where it happensOutpatient. Done at a surgery center or hospital; you go home the same day.
How it is doneArthroscopic. Small cuts and a camera, not one large open incision.
What replaces the ligamentGraft. Tissue from your own knee, hamstring, or a donor.

What is ACL reconstruction?

The torn ligament, and what the surgery rebuilds

ACL reconstruction is surgery to replace a torn anterior cruciate ligament in your knee with a new graft. A surgeon uses small cuts and a tiny camera to thread the graft through the bone, so the knee feels stable again. Most people go home the same day, but full recovery and a return to sports take about 9 to 12 months of rehab.

Your ACL, or anterior cruciate ligament, is one of four main ligaments that hold your knee together. It runs across the middle of the joint and keeps your shin bone from sliding forward or twisting out from under you. When you plant and pivot hard, the ACL keeps your knee from giving way.

Most ACL tears happen in a split second. You land from a jump, cut to change direction, or get hit on the side of the knee. Many people hear or feel a pop, then the knee swells within hours.

A torn ACL does not heal back together on its own. The two ends pull apart and cannot reconnect inside the joint. That is why surgeons do not stitch the old ligament back together. They rebuild it instead.

Reconstruction means the surgeon removes the torn ligament and puts a new piece of tissue, called a graft, in its place. The graft acts as a fresh ligament. Over the next year your body grows blood vessels and cells into it, and it slowly becomes a living part of your knee.

How does the surgery work?

Graft choices and what happens in the operating room

ACL reconstruction is done with a method called arthroscopy. The surgeon makes a few small cuts around your knee, no bigger than a buttonhole. A tiny camera goes in one cut, and thin tools go in the others. The picture shows up on a screen, so the surgeon never has to open the whole joint.

The biggest choice you and your surgeon make is the graft.

  • Patellar tendon (your own): A strip from the tendon below your kneecap, with a small block of bone on each end. Very strong and often chosen for athletes, but the donor site below the kneecap can stay sore during kneeling for a while.
  • Hamstring tendon (your own): Tendons from the back of your thigh. Less front-of-knee pain, a common all-around choice.
  • Quadriceps tendon (your own): From above the kneecap. Strong and increasingly popular.
  • Donor graft (allograft): Tissue from a tissue bank. No second wound on you, but a higher re-tear rate in young, active patients.

The surgeon drills a small tunnel in your shin bone and another in your thigh bone, then passes the graft through and anchors it with screws or buttons. The new ligament sits right where the old one did. The whole operation usually takes one to two hours.

How much does ACL reconstruction cost?

Real dollar ranges for insured, Medicare, and cash-pay knees

ACL reconstruction is a medically necessary procedure, so insurance almost always covers it. What you actually pay depends on your plan, your deductible, and whether your surgeon and surgery center are in network. The sticker price before insurance is high because you are paying a surgeon, an anesthesiologist, the facility, the graft, and the implants all at once.

The biggest money mistake is skipping the price talk. Call your surgeon's billing office and your insurer before the date is set. Ask for the total estimate with every part included, not just the surgeon's fee.

  • Use an in-network surgeon and an in-network surgery center. An out-of-network facility can double your bill even if the surgeon is covered.
  • Ask about the surgery center versus the hospital. A free-standing surgery center is often far cheaper than a hospital operating room for the same procedure.
  • Get the graft type in the estimate. A donor graft adds a tissue-bank fee that your own tissue does not.
  • If you are paying cash, ask for the self-pay or bundled price. Many centers cut the cash price well below the list price if you ask.

Physical therapy is a separate cost that runs for months. Budget for it from the start, because it is not optional.

SituationTypical cost
Insured, in-network (after deductible + coinsurance)$1,500 to $5,000 out of pocket
Insured, high-deductible plan$4,000 to $8,000, up to your out-of-pocket max
Medicare (Part B, 20% coinsurance after deductible)$1,500 to $3,000 out of pocket
Self-pay / cash (full bundled price)$20,000 to $50,000, often $11,000 to $20,000 if negotiated

Ranges are typical US estimates and cover the surgeon, anesthesia, facility, graft, and implants. They do not include months of physical therapy, which is billed separately. Always ask for a written all-in estimate before your date.

What is recovery like, week by week?

From the brace and crutches to your first run

You will go home the same day in most cases. Plan for a ride and someone to help you for the first few days.

  • Week 1: Pain and swelling peak. You use crutches and often a brace. The first job is simply to straighten the knee fully and get the swelling down.
  • Weeks 2 to 6: You wean off crutches as your leg gets stronger. Physical therapy focuses on full bending and full straightening, and on waking up your thigh muscle, which shuts down after surgery.
  • Months 2 to 4: You walk normally, ride a stationary bike, and start light strength work. The graft is healing but is actually at its weakest around this time, so follow the plan and do not improvise.
  • Months 4 to 9: You jog, then run, then add agility drills once your strength and balance pass certain tests.
  • Months 9 to 12: Return to cutting and pivoting sports, but only after your surgeon and therapist clear you with strength and hop tests.

A knee brace is common early on for support and after return to sport for some people. Your surgeon decides if and when you need one. Recovery is measured in months, not weeks, and rushing it is the main reason grafts fail.

What exercise and rehab do you need?

Why physical therapy decides the result

The surgery rebuilds the ligament, but rehab is what makes the knee work again. People who skip physical therapy end up with a stiff, weak knee even when the graft is perfect. Think of the operation and the rehab as one treatment, not two.

Your therapist guides you through stages. Early on, the goal is full bending and straightening, and a thigh muscle that fires. If you lose full straightening in the first weeks, it can be hard to get back, so this comes first.

  • Range of motion: Gentle bending and straightening, heel slides, and getting the kneecap moving.
  • Strength: Quad sets early, then leg presses, squats, step-ups, and hamstring work as you progress.
  • Balance and control: Single-leg standing and landing drills that retrain your knee to react.
  • Return-to-sport testing: Hop tests and strength comparisons between legs before you are cleared to cut and pivot.

Do the home exercises every day, not just at your visits. The people who recover fastest are the ones who treat the daily plan as the job. If you feel sharp pain or notice new swelling, tell your therapist before pushing through it.

Why you should not tough it out or rush back

The mistakes that cause a second tear

There is no safe way to fix a torn ACL at home, and toughing it out has real costs. A knee that keeps giving way damages the cartilage and meniscus a little more each time it buckles. Over years, that wear can turn into early arthritis. Choosing surgery or not is a real decision, but ignoring an unstable knee is not a free option.

The other big danger is rushing the comeback. The new graft feels strong long before it actually is. Around two to four months it is at its weakest while your body remodels it. Athletes who return to sport too soon, often before nine months, have a much higher chance of a second tear, sometimes in the other knee.

  • Do not skip the workup. Many ACL tears come with a meniscus or cartilage injury. Without imaging and a proper exam, those get missed and keep hurting after surgery.
  • Do not chase someone else's timeline. Your clearance comes from strength and hop tests, not from how a teammate healed.
  • Watch for warning signs: a fever, a calf that is hot or swollen, drainage from a wound, or a knee that locks or gives way. Call your surgeon for any of these.

Protect the knee now so you are not back in the operating room next season.

CPT and ICD-10 codes for insurance

The numbers your billing statement will show

Your insurance paperwork and bills will show codes, and knowing them helps you check that you were billed correctly.

  • CPT 29888 is the procedure code for arthroscopically aided ACL reconstruction. It appears on the surgical claim for most ACL surgeries.
  • ICD-10 S83.51- codes describe the injury itself, a sprain or tear of the anterior cruciate ligament of the knee. The exact code adds a digit for the left or right knee and a letter for the visit type.
  • An aftercare or follow-up code may appear on later visits and on physical therapy claims.

When you read your explanation of benefits, match the procedure code on the bill to what your surgeon told you. If you see a code for a procedure you did not have, call the billing office. Mistakes happen, and they are easier to fix early.

If your insurer denies part of the claim, ask your surgeon's office to send a letter of medical necessity. A torn ACL with an unstable knee is a standard reason for approval, and a clear note from your surgeon usually settles it. Keep copies of every estimate and bill in one place.

How to find an orthopedic surgeon near you

Who does this and what to ask

ACL reconstruction is done by orthopedic surgeons, and within that field, many focus on sports medicine and the knee. You want someone who does this operation often, because volume and experience matter here.

When you meet a surgeon, ask plain questions:

  • How many ACL reconstructions do you do each year? Higher numbers usually mean more practiced hands.
  • Which graft do you recommend for me, and why? The answer should fit your age, sport, and goals, not be the same for everyone.
  • Who runs my rehab, and how do you decide when I can return to sport? You want a clear, test-based plan.
  • Is the surgery center in my insurance network? This protects you from a surprise facility bill.

It is fair to get a second opinion, especially before a big operation. A good surgeon will not be bothered by it.

You can use OurHealthNetwork to find orthopedic surgeons near you, compare their backgrounds, and check which insurance plans they accept. Start with surgeons close to home, since you will see them many times during recovery, then narrow by experience and the plans you carry.

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Frequently Asked Questions

What is the recovery time for ACL reconstruction surgery?

You walk within a few weeks and return to daily life in two to three months. Full recovery, including a return to cutting and pivoting sports, takes about 9 to 12 months. The graft is at its weakest around months two to four, so following your rehab plan matters most then.

How much does ACL reconstruction cost?

With in-network insurance you usually pay $1,500 to $5,000 out of pocket after your deductible and coinsurance. On a high-deductible plan it can run up to your out-of-pocket max. Self-pay prices range from about $20,000 to $50,000, though many centers offer a lower bundled cash price if you ask.

Which graft is best for ACL reconstruction?

There is no single best graft. Your own patellar, hamstring, or quadriceps tendon is common for active people because it has a lower re-tear rate than donor tissue. Donor grafts avoid a second wound and may suit older or less active patients. Your surgeon should match the choice to your age, sport, and goals.

Do I need a knee brace after ACL reconstruction?

Many people use a brace in the first weeks for support, and some surgeons recommend one when returning to sport. Whether you need one and for how long is your surgeon's call, since the research is mixed. A brace supports the knee but does not replace the strength you build in rehab.

What is the CPT code for ACL reconstruction?

The main procedure code is CPT 29888, for arthroscopically aided ACL reconstruction. The injury is coded under the ICD-10 S83.51 group for an anterior cruciate ligament sprain or tear. Check that the code on your bill matches the surgery you actually had.

What exercises can I do after ACL reconstruction?

Early on you do gentle bending, straightening, and quad sets to wake up your thigh muscle. Over the months you add leg presses, squats, step-ups, balance drills, and later jogging and agility work. Follow the order your physical therapist sets, and do the home exercises every day, not just at visits.

Why does my knee still hurt after ACL surgery?

Some pain and swelling is normal for weeks as the knee heals. Pain that comes with kneeling can point to a patellar graft, and aching often eases with strength work. Call your surgeon right away if you have a fever, a hot or swollen calf, wound drainage, or a knee that locks or gives way.

Can an ACL tear heal without surgery?

A fully torn ACL does not grow back together on its own. Some people with low activity levels and a stable knee manage with rehab alone. But if your knee keeps giving way, the instability can damage cartilage and the meniscus over time, which is why surgery is often recommended for active people.

Sources

Last updated June 2026. Reviewed against the cited sources; provider and cost data from CMS, updated monthly.

Medical disclaimer: This content is for educational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider with questions about a medical condition. If you have a medical emergency, call 911. Our editorial standards