About Horizon BCBS NJ Coverage in Passaic
Horizon BCBS NJ operates 4 distinct plans in Passaic, NJ, with a combined in-network roster of 389 doctors across 36 medical specialties. Among the five largest insurers we track in Passaic, Horizon BCBS NJ ranks #4 by provider count, the leader is Aetna with 543 in-network doctors. Use this page to confirm a specific provider is in-network, understand which Horizon BCBS NJ plans have the widest reach in Passaic, and compare coverage against other major insurers before scheduling care.
Horizon BCBS NJ sells EPO, HSA, HMO, POS and other plan types in Passaic. A PPO (Preferred Provider Organization) lets you see any provider without a referral; out-of-network care is covered but you pay a higher share. An HMO (Health Maintenance Organization) requires you to pick a primary-care doctor and get referrals for most specialist care, usually in exchange for lower premiums. An EPO (Exclusive Provider Organization) is in-network only, like an HMO, but skips the referral requirement. A POS (Point of Service) plan blends HMO-style in-network with PPO-style out-of-network options. Your plan name is on your member ID card.
Horizon BCBS NJ is a Medicare Advantage carrier in Passaic with 3 plans available to seniors, listed below with star ratings and premiums. Horizon BCBS NJ does not currently sell ACA marketplace plans in NJ; commercial coverage shown above comes through employer groups.
Data is sourced from the federally-mandated CMS Transparency in Coverage filings that every insurer must publish monthly. Medicare Advantage plans come from the CMS MA Landscape File. Last refreshed May 29, 2026. Networks change between filings, so even when a doctor appears here we recommend calling their office with your member ID to confirm current network status before your visit.
Plan Type Mix in Passaic
Horizon BCBS NJ organizes its Passaic network into several plan types, each with different rules about which doctors you can see and what referrals you need. The bars below show the unique-provider share of the 389-doctor network that offers plans of each type.
A high PPO share means most Horizon BCBS NJ doctors in Passaic accept the insurer’s broader preferred-provider plans. these give you maximum choice and don’t require referrals to specialists. A high HMO share signals a tighter gatekeeper model: lower premiums but you usually need your primary-care doctor to refer you before a specialist will bill. EPO and POS bars sit between those two on both flexibility and cost.
Because individual doctors typically participate in multiple Horizon BCBS NJ plan types at once, these percentages don’t sum to 100%. the same provider can appear as both PPO and OAP coverage. What the chart tells you is which plan categories have meaningful depth in Passaic.
Percentages don’t sum to 100% because most doctors participate in several plan types simultaneously.
Horizon BCBS NJ Plans for Behavior Analysts in Passaic
Network-level provider counts for behavior analysts accepting Horizon BCBS NJ in Passaic. Each row is a network in Horizon BCBS NJ’s federal filing. your specific plan maps to one of these.
Out of Area Plan - AEPO - Lab Cap
EPO
27
Out of Area Plan - PCP Lab Cap
27
Out of Area Plan - Lab Cap
27
Out of Area Plan - AEPO - PCP Lab Cap
EPO
27
Horizon BCBS NJ Medicare Advantage Plans in Passaic
3 Horizon BCBS NJ Medicare Advantage plans available to seniors in Passaic. Each plan combines Medicare Parts A, B and usually D (prescription drugs) into one product, with star ratings and monthly premiums shown.
Star ratings (1-5) reflect overall plan quality measured by CMS. a 4-star plan generally indicates above-average member experience and care coordination. Premiums shown are the monthly cost on top of the standard Medicare Part B premium.
Source: CMS Medicare Advantage Landscape File. Star ratings reflect overall plan performance per CMS quality measures. Premiums shown are monthly Part C+D consolidated.
Physician Experience in Horizon BCBS NJ’s Passaic Network
Years since medical school graduation is a reasonable proxy for experience, though it doesn’t capture fellowship training, subspecialty certifications, or years spent in specific clinical settings. For Horizon BCBS NJ’s Passaic network the breakdown below gives a quick sense of whether you’re picking from a predominantly early-career roster or one weighted toward veteran practitioners.
A network heavy on early-career doctors (0–5 years) often means lower wait times for new patients and exposure to the latest training, while veteran providers (30+ years) typically bring deeper pattern recognition for unusual presentations. A balanced distribution. roughly one-quarter in each bucket. is a healthy signal that the insurer has depth at every career stage, not just new graduates filling out its directory.
Telehealth Coverage in Passaic
44 of 389 Horizon BCBS NJ in-network providers (11%) offer telehealth visits in Passaic. Video appointments are typically covered for follow-ups, medication refills and adjustments, mental-health sessions, dermatology triage, and low-acuity primary care.
Availability and reimbursement still vary by state regulation and specific plan. Psychiatry, behavioral-health, and primary-care telehealth is near-universal at this point; procedural specialties (cardiology, orthopedics) typically offer video visits for pre-op consults and post-op follow-up but not initial diagnostic visits. Call the office with your Horizon BCBS NJ member ID to confirm your plan covers the visit type you need.
Top specialties offering telehealth in Passaic
Top Hospitals Serving Horizon BCBS NJ Patients in Passaic
Hospitals with the most Horizon BCBS NJ-network physicians practicing there. Large affiliation counts indicate that Horizon BCBS NJ has a durable relationship with the facility, which typically means smoother prior-authorizations for admissions, lab work, and follow-up care coordinated under one roof.
Hospital coverage is a separate contract from physician coverage. your Horizon BCBS NJ plan may cover a doctor who admits at Hospital X but classify the hospital itself as out-of-network, leaving you with a surprise facility bill. Before scheduling anything inpatient or procedural, call both the doctor’s office and the hospital billing line with your member ID to confirm both sides are in-network for the specific plan you hold.
St Mary's General Hospital
Passaic, NJ
Hackensack University Medical Center
Hackensack, NJ
St Joseph's University Medical Center Inc
Paterson, NJ
Saint Clare's Hospital/ Denville Campus
Denville, NJ
Clara Maass Medical Center
Belleville, NJ
Cooperman Barnabas Medical Center
Livingston, NJ
Coverage Compared in Passaic
Side-by-side provider counts for the five largest commercial and government insurers tracked in Passaic. These numbers show raw network breadth. they don’t adjust for quality, specialty mix, or your specific plan’s tier structure, but they’re a useful first filter when choosing a carrier at open enrollment.
If Horizon BCBS NJ’s provider count looks limited for your needs, the alternatives below may fit better. Click any row to open that insurer’s Passaic provider list with the same filters, plan breakdown, and hospital affiliations that you’re seeing here.
Nearby Cities with Horizon BCBS NJ Coverage
Cities closest to Passaic where Horizon BCBS NJ has an in-network provider base of meaningful size. Useful if you’re willing to drive a short distance for a hard-to-find specialist, have two offices to choose between, or are planning a move inside the region.
The mileage figures are straight-line distances computed from average practice-address coordinates, not drive-time. Counts reflect each nearby city’s Horizon BCBS NJ network size. a small count doesn’t mean no coverage, just that your in-Passaic options are likely more plentiful.
Frequently Asked Questions
Common questions about Horizon BCBS NJ coverage in Passaic
How do I find an Horizon BCBS NJ in-network doctor in Passaic, NJ?
Horizon BCBS NJ has 389 in-network providers across 36 medical specialties in Passaic. This list is compiled from federally-mandated CMS Transparency in Coverage filings, last verified May 29, 2026. Filter by specialty, plan type, gender, telehealth or experience above to narrow your search, then click any provider for full credentials and contact details. Always confirm coverage with your specific plan before scheduling.
What Horizon BCBS NJ plan types are available in Passaic?
Horizon BCBS NJ sells 5 distinct plan types in Passaic: EPO (296 doctors), HSA (130 doctors), HMO (7 doctors), POS (7 doctors), PPO (1 doctors). PPO plans give you the broadest provider choice without referrals; HMO plans require a primary-care referral but typically have lower premiums; EPO plans skip the referral but stay in-network only; POS plans blend HMO in-network rules with PPO out-of-network options. Choose by reading what's printed on your member ID card and matching it to one of the rows in the Plans section above.
Does Horizon BCBS NJ offer Medicare Advantage in Passaic?
Yes. Horizon BCBS NJ offers 3 Medicare Advantage plans in Passaic for 2026, with plan types including PPO, HMO D-SNP. The average CMS star rating across these plans is 4.0 of 5. Medicare Advantage (Part C) bundles Parts A and B with usually Part D prescription drug coverage, often adding dental, vision, and wellness benefits. Enrollment is open during the annual election period each fall.
What's the highest-rated Horizon BCBS NJ Medicare Advantage plan in Passaic?
Braven Medicare Freedom (PPO) (PPO) holds Horizon BCBS NJ's top CMS star rating in Passaic at 4.0 of 5, with a $40 monthly premium. Star ratings reflect overall plan quality based on member experience, customer service, drug pricing, and clinical care measures. Plans rated 4 or higher generally indicate above-average performance.
Which hospitals in Passaic accept Horizon BCBS NJ?
Hospitals where Horizon BCBS NJ doctors most commonly practice in Passaic include ST MARY'S GENERAL HOSPITAL, HACKENSACK UNIVERSITY MEDICAL CENTER, ST JOSEPH'S UNIVERSITY MEDICAL CENTER INC, SAINT CLARE'S HOSPITAL/ DENVILLE CAMPUS. This is inferred from physician affiliations rather than direct insurer-hospital contracts, so confirm hospital network status separately with both your Horizon BCBS NJ plan and the hospital's billing department before scheduling any inpatient or surgical procedure. Even when a doctor is in-network, the hospital where they admit may not be.
Which medical specialties have the most Horizon BCBS NJ providers in Passaic?
Horizon BCBS NJ's Passaic network is largest in Clinical Social Worker (124), Clinical Psychologist (42), Internal Medicine (27). Primary care, behavioral health, and physical therapy tend to dominate insurer networks because high patient volumes drive deeper provider contracts. Surgical sub-specialties typically have narrower networks. Click any specialty in the section above to see a filtered list of those in-network providers.
How does Horizon BCBS NJ compare to other insurers in Passaic?
Horizon BCBS NJ ranks #4 of 6 major insurers tracked in Passaic by provider count, with 389 doctors. Aetna leads at 543 providers. Larger network size means more provider choice but doesn't guarantee that your specific doctor is in-network with any insurer. The Coverage Compared section above shows side-by-side counts for the top five carriers in Passaic.
How do I verify a doctor is in-network with Horizon BCBS NJ?
Three steps: first match the doctor's name against this list, second call the provider's office with your member ID to confirm they currently accept your specific Horizon BCBS NJ plan, and third check Horizon BCBS NJ's own member portal for the most authoritative real-time status. Networks change between monthly federal filings; our data was last refreshed May 29, 2026.
What if my doctor isn't listed here?
This list reflects Horizon BCBS NJ's submitted network data as of the last federal filing on May 29, 2026. Doctors join and leave networks between filings, so a current in-network provider may be missing if they joined recently. Call the doctor's office to ask whether they currently accept Horizon BCBS NJ, then check Horizon BCBS NJ's own member portal for confirmation.
When was this Horizon BCBS NJ data last updated?
The Horizon BCBS NJ Passaic provider list was last refreshed May 29, 2026. Doctor and network data come from the federally-mandated CMS Transparency in Coverage filings that every insurer must publish monthly. Medicare Advantage plans come from the CMS MA Landscape File. Refresh cadence: monthly for provider data, annually for marketplace and Medicare plans.
Related healthcare resources
Patient resources for Passaic Horizon BCBS NJ members.
Common health topics
Common medications
Common procedure costs
Data freshness
Last verified May 29, 2026 · Source: CMS Transparency in Coverage federal filings · Refresh cadence: monthly