About Horizon BCBS NJ Coverage in Franklinville
Horizon BCBS NJ operates 4 distinct plans in Franklinville, NJ, with a combined in-network roster of 8 doctors across 4 medical specialties. Among the five largest insurers we track in Franklinville, Horizon BCBS NJ ranks #3 by provider count, the leader is Aetna with 15 in-network doctors. Use this page to confirm a specific provider is in-network, understand which Horizon BCBS NJ plans have the widest reach in Franklinville, and compare coverage against other major insurers before scheduling care.
Horizon BCBS NJ sells EPO, HMO, HSA, POS plan types in Franklinville. A PPO (Preferred Provider Organization) lets you see any provider without a referral; out-of-network care is covered but you pay a higher share. An HMO (Health Maintenance Organization) requires you to pick a primary-care doctor and get referrals for most specialist care, usually in exchange for lower premiums. An EPO (Exclusive Provider Organization) is in-network only, like an HMO, but skips the referral requirement. A POS (Point of Service) plan blends HMO-style in-network with PPO-style out-of-network options. Your plan name is on your member ID card.
Horizon BCBS NJ does not sell consumer ACA marketplace plans or Medicare Advantage in Franklinville. The networks above are commercial offerings, typically distributed through employer group plans, self-funded ERISA arrangements, and similar group products.
Data is sourced from the federally-mandated CMS Transparency in Coverage filings that every insurer must publish monthly. Last refreshed May 29, 2026. Networks change between filings, so even when a doctor appears here we recommend calling their office with your member ID to confirm current network status before your visit.
Plan Type Mix in Franklinville
Horizon BCBS NJ organizes its Franklinville network into several plan types, each with different rules about which doctors you can see and what referrals you need. The bars below show the unique-provider share of the 8-doctor network that offers plans of each type.
A high PPO share means most Horizon BCBS NJ doctors in Franklinville accept the insurer’s broader preferred-provider plans. these give you maximum choice and don’t require referrals to specialists. A high HMO share signals a tighter gatekeeper model: lower premiums but you usually need your primary-care doctor to refer you before a specialist will bill. EPO and POS bars sit between those two on both flexibility and cost.
Because individual doctors typically participate in multiple Horizon BCBS NJ plan types at once, these percentages don’t sum to 100%. the same provider can appear as both PPO and OAP coverage. What the chart tells you is which plan categories have meaningful depth in Franklinville.
Percentages don’t sum to 100% because most doctors participate in several plan types simultaneously.
Horizon BCBS NJ Plans for Mental Health Counselor Specialists in Franklinville
Network-level provider counts for mental health counselor specialists accepting Horizon BCBS NJ in Franklinville. Each row is a network in Horizon BCBS NJ’s federal filing. your specific plan maps to one of these.
Out of Area Plan - PCP Lab Cap
4
Out of Area Plan - AEPO - Lab Cap
EPO
4
Out of Area Plan - Lab Cap
4
Out of Area Plan - AEPO - PCP Lab Cap
EPO
4
Coverage Compared in Franklinville
Side-by-side provider counts for the five largest commercial and government insurers tracked in Franklinville. These numbers show raw network breadth. they don’t adjust for quality, specialty mix, or your specific plan’s tier structure, but they’re a useful first filter when choosing a carrier at open enrollment.
If Horizon BCBS NJ’s provider count looks limited for your needs, the alternatives below may fit better. Click any row to open that insurer’s Franklinville provider list with the same filters, plan breakdown, and hospital affiliations that you’re seeing here.
Nearby Cities with Horizon BCBS NJ Coverage
Cities closest to Franklinville where Horizon BCBS NJ has an in-network provider base of meaningful size. Useful if you’re willing to drive a short distance for a hard-to-find specialist, have two offices to choose between, or are planning a move inside the region.
The mileage figures are straight-line distances computed from average practice-address coordinates, not drive-time. Counts reflect each nearby city’s Horizon BCBS NJ network size. a small count doesn’t mean no coverage, just that your in-Franklinville options are likely more plentiful.
Frequently Asked Questions
Common questions about Horizon BCBS NJ coverage in Franklinville
How do I find an Horizon BCBS NJ in-network doctor in Franklinville, NJ?
Horizon BCBS NJ has 8 in-network providers across 4 medical specialties in Franklinville. This list is compiled from federally-mandated CMS Transparency in Coverage filings, last verified May 29, 2026. Filter by specialty, plan type, gender, telehealth or experience above to narrow your search, then click any provider for full credentials and contact details. Always confirm coverage with your specific plan before scheduling.
What Horizon BCBS NJ plan types are available in Franklinville?
Horizon BCBS NJ sells 4 distinct plan types in Franklinville: EPO (8 doctors), HMO (1 doctors), HSA (1 doctors), POS (1 doctors). PPO plans give you the broadest provider choice without referrals; HMO plans require a primary-care referral but typically have lower premiums; EPO plans skip the referral but stay in-network only; POS plans blend HMO in-network rules with PPO out-of-network options. Choose by reading what's printed on your member ID card and matching it to one of the rows in the Plans section above.
Which medical specialties have the most Horizon BCBS NJ providers in Franklinville?
Horizon BCBS NJ's Franklinville network is largest in Mental Health Counselor (4), Clinical Social Worker (2), Behavior Analyst (1). Primary care, behavioral health, and physical therapy tend to dominate insurer networks because high patient volumes drive deeper provider contracts. Surgical sub-specialties typically have narrower networks. Click any specialty in the section above to see a filtered list of those in-network providers.
How does Horizon BCBS NJ compare to other insurers in Franklinville?
Horizon BCBS NJ ranks #3 of 6 major insurers tracked in Franklinville by provider count, with 8 doctors. Aetna leads at 15 providers. Larger network size means more provider choice but doesn't guarantee that your specific doctor is in-network with any insurer. The Coverage Compared section above shows side-by-side counts for the top five carriers in Franklinville.
How do I verify a doctor is in-network with Horizon BCBS NJ?
Three steps: first match the doctor's name against this list, second call the provider's office with your member ID to confirm they currently accept your specific Horizon BCBS NJ plan, and third check Horizon BCBS NJ's own member portal for the most authoritative real-time status. Networks change between monthly federal filings; our data was last refreshed May 29, 2026.
What if my doctor isn't listed here?
This list reflects Horizon BCBS NJ's submitted network data as of the last federal filing on May 29, 2026. Doctors join and leave networks between filings, so a current in-network provider may be missing if they joined recently. Call the doctor's office to ask whether they currently accept Horizon BCBS NJ, then check Horizon BCBS NJ's own member portal for confirmation.
When was this Horizon BCBS NJ data last updated?
The Horizon BCBS NJ Franklinville provider list was last refreshed May 29, 2026. Doctor and network data come from the federally-mandated CMS Transparency in Coverage filings that every insurer must publish monthly. Refresh cadence: monthly for provider data, annually for marketplace and Medicare plans.
Related healthcare resources
Patient resources for Franklinville Horizon BCBS NJ members.
Common health topics
Common medications
Common procedure costs
Data freshness
Last verified May 29, 2026 · Source: CMS Transparency in Coverage federal filings · Refresh cadence: monthly