Mary-Carol B. Waters

Clinical Social Worker

66 E FLAGLER ST, Miami, FL 33130

Medicare — Case by Case

9+ Years Experience

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66 E FLAGLER ST, Miami, FL 33130

For Providers

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Specialty

Clinical Social Worker Specialists

Coverage

Medicare (Case by Case) + 1 Network

Telehealth

Not Available

About Mary-Carol B. Waters

Background and practice information

Mary-Carol B. Waters is a clinical social worker with over 9 years of clinical experience serving patients in the Miami, FL area. She completed her medical training at Other and has been in practice since 2017.

Mary-Carol B. Waters is in-network with 1 insurance provider, including Aetna. Patients are encouraged to verify coverage with her office before scheduling an appointment.

At a Glance

GenderFemale

Experience9+ years

MedicareCase by case

TelehealthNot available

Education

Medical SchoolOther

Graduated2017

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Practice Locations

1 location

Primary

66 E Flagler St

Miami, FL 33130

Insurance Networks

Accepted insurance plans and networks

Mary-Carol B. Waters accepts 7 plans from 1 insurer, including Aetna.

Aetna

In-NetworkView all Aetna doctors in Miami, FL →

Aetna Choice POS IIPOS

Aetna HMOHMO

AHF Choice POS IIPOS

AHF PPOPPO

HSA Aetna Choice POS IIPOS

Open Access Aetna Health Network OnlyOAP

Open ChoicePPO

Source: CMS Transparency in Coverage filings (March 2026). Network participation may change — verify with the provider's office before scheduling.

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About Clinical Social Worker

Specialty overview and common conditions

A Licensed Clinical Social Worker (LCSW) is a master's-level mental health professional who provides psychotherapy, counseling, and clinical assessment services. What distinguishes LCSWs from other mental health providers is their person-in-environment perspective, which considers how social systems...

Common conditions treated by clinical social worker specialists:

Depression (Major Depressive Disorder)
Anxiety Disorders
Post-Traumatic Stress Disorder (PTSD)
Grief and Bereavement

Learn more about clinical social worker specialists

Frequently Asked Questions

Common questions about Mary-Carol B. Waters

Does Waters accept Medicare?

Waters may accept Medicare assignment on a case-by-case basis. This means Medicare coverage may apply for some services. Patients should contact the office directly to confirm Medicare acceptance for their specific visit.

What insurance does Waters accept?

Waters is in-network with 1 insurance provider, including Aetna. Insurance networks can change, so patients should verify their specific plan coverage directly with Waters's office before scheduling.

Does Waters offer telehealth or virtual appointments?

Waters does not currently list telehealth services. For virtual care options, contact the office directly or consider other clinical social worker providers in Miami who offer telehealth.

What conditions does Waters treat?

As a clinical social worker specialist, Waters commonly treats conditions including depression (major depressive disorder), anxiety disorders, post-traumatic stress disorder (ptsd), grief and bereavement, relationship and family issues, and other related health concerns. Contact the office to discuss your specific healthcare needs.

Where did Waters go to medical school?

Waters completed medical training at Other and has been practicing since 2017, bringing over 9 years of clinical experience.

Where is Waters's office located?

Waters practices at 66 E FLAGLER ST, Miami, FL 33130. Contact the office for appointment scheduling.

How do I make an appointment with Waters?

To schedule an appointment with Waters, contact the office directly. New patients should have their insurance information and medical records ready when calling.

Data source: CMS National Provider Registry · Last updated: May 2026